A landlord takes out an insurance policy on their rental home assuming they will be covered in the event a tenant causes damage to their property. In most instances this is the case; if a tenant physically punches a hole in the property wall, it is considered an intentional act to cause damage. But what happens when the common requirements…
NSW GOVERNMENT’S CONSTRUCTION ACTIVITY PAUSE: WHAT YOU NEED TO KNOW In response to the COVID-19 outbreak in NSW, the Government has announced restrictions to construction activities. To assist insureds who have outstanding claims and those whose properties are undergoing works, we have summarised the latest restrictions and what they mean for current construction activities and insurance claims. WHAT HAS…
Approximately 42% of personal injury cases that require medical attention in Australia are due to falls of some sort. These can be caused by slippery flooring or the presence of contaminants on the floors of premises, particularly those with heavy foot traffic (such as shopping centres, retail shops, supermarkets, or workplaces). The property occupier’s failure to comply with safety standards can result in personal injury claims from individuals who slip and sustain injuries on the premises. There are simple measures occupiers can take to reduce risk…
Many businesses invest considerable time and effort to ensure the safety of their customers. In the event that an accident does occur, what you do immediately afterwards is critical to achieving a positive and timely outcome for everyone involved. In this three-part series, Risksmart will highlight three key steps businesses can take to be ready to respond effectively to an incident. In…