Typically, the statute of limitation means there is a window of time for a plaintiff to lodge a claim after an incident occurs. The recent decision of Ali v Insurance Australia Limited examined this issue, looking at the date at which a statute of limitation began in relation to a policyholder’s previously denied claim on a home and contents insurance…
It’s fair to say that no one wants to lodge an insurance claim, especially when it’s triggered by an inconvenient or even life-changing event. We sometimes hear clients say they’re worried the claims process will ‘take forever’ and that dealing with insurance companies can be difficult. To make this a smooth process for everyone involved, here are our tips for…
Part of our service at Risksmart is to help ensure our clients obtain the best possible outcome in the event a personal injury claim is made against them. When a claim is lodged with us, we investigate to assess liability and the total amount (quantum) of the claim. If we conclude there is liability exposure, we progress the claim to…
When a valid Insurance claim is relatively simple and all relevant information is provided, it can be settled and closed quickly. Unfortunately, not all claims are straightforward, and both the broker and insurer are limited to the information received from the insured. When a claim is declined, the insured can appeal the decision via the insurer’s claim dispute resolution process.…