Just 4 months since flooding wreaked havoc in NSW and QLD, heavy rain is causing extensive flooding in eastern NSW. Our thoughts are with everyone impacted by this devastating event. Safety is a priority, so please continue to follow the advice of your local authorities and only return to your property if it has been deemed safe. Here are some actions…
On 22 June 2022, the Queensland Parliament passed the Personal Injuries Proceedings and Other Legislation Amendment Act 2022 (PIPOLA) which amends the Personal Injuries Proceedings Act 2002 (PIPA). This new law will prevent any third party from cold-calling or personally soliciting or inducing potential claimants in Queensland to make personal injury claims. This article outlines the reforms and how they could impact the costs…
Don’t panic! A Personal Injuries Proceeding Act (PIPA) Part 1 Notice of Claim (NOC) is not a court order. It is the law that governs personal injury cases in Queensland by setting out mandatory procedural guidelines for efficient resolution. In short – it tells you that someone wants to sue you and the reasons why. Unsurprisingly, there are dozens of…
The Supreme Court of ACT has recently handed down its decision in the personal injury case of Buljat v Coles Supermarkets Australia Pty Ltd [2022] ACT SC 47. It held that Coles’s “clean as you go” system, which involved training staff to keep a proper lookout for hazards as they go about their daily activities, was sufficient to establish…
Honan’s Risksmart has been working with clients on risk management solutions for more than 10 years. During this time, we have built a public liability database with over 15,000 incidents and almost 4,000 claims; providing us with the framework to help our clients make informed decisions. Not only that, but over these 10 years, we have seen more than our…
At Risksmart, we are always looking to innovate, finding ways to use technology and data to enhance risk management solutions for our clients. One such innovation is Indigo by Honan, an online risk management portal, designed and developed internally, that provides the ability to transform years of claims and incident data into big picture trend analysis and loss forecasting, custom-built…
Fence damage due to stormy weather is a common trigger for claims under a strata insurance policy. In the instance of a neighbouring tree falling onto your property and causing damage, most of us would assume the owner of the fallen tree would be responsible for the damage – but this is not always the case. Normally when the…
At Risksmart, we see many instances where the Insured’s unintended failure to meet the General Conditions of their Property Insurance policy means their claim is declined. To help avoid this situation, this article explains what some of these General Conditions in the policy wording are and steps through a case study to show how failure to meet Insurance General Conditions…
If you have been impacted by the current weather events, please contact your Honan broker or you may contact Risksmart on (02) 8297 1722 for our assistance. Safety is a priority, so please continue to follow the advice of your local authorities. Please only return to your property if it has been deemed safe. If you discover a loss that…
Following the appointment of Poppy Foxton from Honan’s Head of Claims to Head of Corporate Insurance & Risk Solutions in July this year, we are thrilled to share further leadership updates regarding Honan’s Corporate Claims function and Risksmart, a subsidiary of Honan Insurance Group. It is with great pleasure that we announce the following internal promotions, effective October 1, 2021:…